Dana George has a BA in Management and Organization Development from Spring Arbor University. For more than 25 years, she has written and reported on business and finance, and she's still passionate ...

If you're still learning about credit cards, you may have encountered the term APR and wondered what it stands for. More specifically, you're probably wondering how APR works and whether you need to ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert notes "Banks hate risk and always try to avoid it," one expert said. The average APR ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

Trump's 10% credit card rate cap is meant to help struggling borrowers, but industry data shows 80% of accounts could be cut off, hitting those borrowers hardest.

Credit card interest can be very expensive. If you have a low promotional rate, it’s important to pay off the debt before the rate expires. There are strategies that can help you to become debt free ...

Thirty-year mortgage rates fell to a one-year low today. The current average mortgage rate on a 30-year fixed mortgage is 6.03% with an APR of 6.06%, according to the Mortgage Research Center. The ...

Average business loan rates start at 6.30% APR for those that meet certain business criteria and personal credit requirements Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a ...