With extreme weather events increasing in recent years, homeowners insurance companies have raised premiums or stopped offering coverage completely. Many of the policyholders hit with nonrenewal or ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

These houses are in areas increasingly prone to natural disasters like wildfires or hurricanes. Private insurance wouldn't cover them, so they are covered under insurance plans of last resort, known ...

Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

The property insurance crisis weighing on homeowners in California and Florida could soon loom over other states where the risk of devastating natural disasters is growing, experts warned. Both ...