Capitol Desk delivers the latest in health care policy and politics from Sacramento and around the state. Have an idea? Let us know. The Pacific Business Group on Health (PBGH) has had some experience ...

As the Senate prepares to consider health-care reform legislation, a key policy issue remains unsolved: how to prevent what industry insiders call “adverse selection.” The bills under consideration, ...

J.B. Maverick is an active trader, commodity futures broker, and stock market analyst 17+ years of experience, in addition to 10+ years of experience as a finance writer and book editor. Ebony Howard ...

Obamacare is kind of like an elaborate spaceship circling a black hole. It's a complex and desperate effort to avoid falling into the black hole of an adverse selection death spiral in which insurance ...

In an extreme case, the poor risks will be the only purchasers of coverage, and the insurer can expect to lose money on each policy sold. This situation, referred to as adverse selection, occurs when ...