Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Thomas J. Brock is a CFA and CPA with more than 20 years of ...

A good APR varies based on your creditworthiness and the type of card you have. Many or all of the products on this page are from partners who compensate us when you click to or take an action on ...

Annual percentage rate, or APR, goes a step beyond simple interest by telling you the true cost of borrowing money. For example, the APR you receive when you buy a house takes into account the fees ...

If your credit card has a variable APR, expect it to fluctuate for a variety of reasons. For example, if you miss a payment or your credit score has dropped, the card issuer may raise your APR. But ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 years, she covers money management, insurance, investing, banking and personal stories. An AFC® accredited financial ...

A penalty APR is a higher interest rate you may pay if you violate the terms of your credit card agreement. The new APR may be applied to your current statement balance or just future transactions.

Use this calculator to see your potential payday loan APR. Payday loans can put your finances at risk, so it’s a good idea to compare alternatives. Use this calculator to see your potential payday ...

When you're shopping for a mortgage, comparing credit card offers, or opening a savings account, you're likely to come across the financial terms interest rate, annual percentage rate (APR), and ...