Recently, a Reddit poster started a thread to discuss plans to deal with a $7,000 credit card balance. The poster was ...

Credit card rates are indirectly influenced by the federal funds rate, but there are several factors that determine your final credit card APR. Set by the Federal Reserve’s Federal Open Market ...

It’s common for credit cards to offer an introductory period of 0% annual percentage rate for new cardholders, often 12 to 24 months. But you don’t always have to apply for a new credit card to get a ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

With a top cash rewards credit card, you can earn 2% on every purchase without paying an annual fee. Find out which one's ...

When you buy through links on our articles, Future and its syndication partners may earn a commission. Credit card interest rates rose last month, pushing the average APR to 'just over 20%'. | Credit: ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert notes "Banks hate risk and always try to avoid it," one expert said. The average APR ...

The total debt Americans owe on their credit cards has just hit $1.33T, a new record high that shows how deep household ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Depending on the type of credit card, the average interest rate varies — and it's constantly changing. Many or all of the products on this page are from partners who compensate us when you click to or ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...