Avoid these 0% intro APR credit card mistakes, like picking the wrong card offer, overspending, and paying too little. Here's how to do it right.

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is that they can have multiple APRs, each of which applies ...

Vantage Credit Union launches a Holiday Card Special, offering low intro rates and rewards, blending local service with Mastercard® benefits for holiday savings.

The Citi Simplicity card offers 0% intro APR for 21 months, plus no annual fee and no late fees. See if you should apply today.

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash advances. Credit card interest is typically ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.com, Forbes Advisor and Investopedia, Johnson owns Club ...

Your annual percentage rate, or APR, is charged on unpaid balances. It can be found on your card's monthly statement. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but ...

The Consumer Financial Protection Bureau said credit card issuers raised margins on annual percentage rates above the benchmark prime rate, generating significantly higher returns. Credit card companies earned $25 billion in additional interest last year ...