You're still required to make monthly payments ... Let’s say you have a card with a 0% introductory APR and a $150 sign-up bonus if you spend $1,000 within the first three months.

Some intro APR cards also come with additional perks like cash back rewards or sign-up bonuses that add extra value. However, to make the most out of these cards, you need careful planning and ...

A card with a low introductory APR period might save you the most on interest in the short term. Look for a card with an introductory interest-free period longer than a year. If you tend to carry ...

PFCs are most notable because they determine annual percentage rate (APR) of a loan. Lenders are required by law to disclose APR. This is a good idea in concept, but not so simple in practice.

Just know that many of the cards below have APR ranges, and depending on your credit score you may not qualify for the lowest rate. Typically, a good or excellent score is required to receive the ...