There has long been a threshold that few issuers of store-branded credit cards have been willing to surpass: the 30% annual percentage rate.

Some cards also offer lower purchase APRs than others, so that can be an important point of comparison when shopping for a new card. The average purchase APR for credit cards as of August 2024 was ...

Mortgage interest rates and APRs are not the same thing, although both relate to the cost of borrowing money. The interest rate is the annual cost of borrowing the principal loan amount, expressed ...

There are several credit cards on the market that offer zero percent intro APRs for a time period. But if you’re planning to stay with a card for the long haul, eventually you’re going to end ...