Today's homebuyers face a tough market. Mortgage rates hover between 6% and 7% currently, while home prices stay stubbornly high. This combination has pushed homeownership out of reach for many ...

Adjustable-rate mortgage (ARM) loan requirements vary by the type of loan you get — whether conventional or government-backed ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an adjustable rate period.

A fixed rate mortgage loan is the most popular choice for borrowers who want predictable payments and protection from rising home loan rates. Fixed mortgage rates lock your interest for the life of ...

Getting a mortgage is a huge financial commitment, and understanding how they work is essential before you start house ...