In my last column, I explained automobile insurance coverage motorists must carry to drive legally in Pennsylvania. Today I will talk about optional coverages. The optional physical damage coverages ...

Drivers searching for cheap full coverage car insurance are finding that affordability no longer means cutting corners on protection. Full coverage once sounded like a premium choice — extra ...

See how coverage, rates and quality compare in Minnesota ...

Compare Quotes from the Largest Auto Insurers Get Car Insurance Quotes as Low as $63/month Find the Cheapest Auto Insurance for Low-income Drivers Penny Gusner is a senior insurance writer and analyst ...

Auto insurance is an agreement where the insurer covers a policyholder’s financial losses from accidents or theft in return for a premium. Premiums are determined through underwriting, where insurers ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Auto insurance helps protect drivers from unexpected costs, and providers help hedge their bet by charging cheaper premiums for “low-risk” drivers and higher premiums for “high-risk” drivers. U.S. car ...

If you're a business owner, your personal auto insurance won't cover cars, trucks, or other vehicles you use for work. Commercial auto insurance can provide liability, collision and comprehensive ...