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Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Applying for a new balance transfer credit card usually requires a hard credit inquiry, which may lower your credit score temporarily. Your credit score might also drop due to your new average length ...

A zero balance credit card can impact your credit score, and here’s why. (iStock) Too many financial consumers don’t understand their credit scores, and that’s a scenario that can lead to negative ...

A balance transfer lets you move all or part of a balance from one credit card to another. Balance transfers can significantly lower your interest rate – potentially to 0% annual percentage rate – and ...

Dia Adams is a noted family travel expert and a real-life Mom of two teens in the DC Metro area. She has visited over 45 countries and lived in Thailand, China, and Ireland (where her son was born).

If you close a credit card with a balance, you’ll still be responsible for that debt. Card issuers will continue to send statements in the mail, and interest will still be applied to that balance. In ...

Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. There are several pitfalls to avoid that can end balance transfer periods early, costing you money and ...