A basic car insurance policy is the minimum coverage that's legally required in your state. It's also called a minimum coverage or liability-only insurance policy. A basic policy is the cheapest ...

Lemonade offers cheap rates for basic home, renters, car and pet insurance. However, customer service can be inconsistent. Compare Cheap Renters Insurance Options in Your Area Lemonade is an excellent ...

Most states require drivers to carry auto insurance, but this requirement usually targets liability insurance. Basic coverage required by law doesn't protect your vehicle against damage. Instead, ...

Discover how property insurance safeguards your assets, what coverage you truly need, and common pitfalls to avoid. Gain ...

Plumbing insurance with general liability coverage costs, on average, $68 per month. The total cost of a plumbing insurance policy will depend on the type and amount of coverage purchased, the ...

When someone makes a claim against you, third-party liability insurance can protect you financially. You’re probably more familiar with basic forms of this insurance type, including automobile ...

Business insurance is a risk management tool that enables businesses to transfer the risk of a loss to an insurance company. By paying a relatively small premium to the insurance company, the business ...

A California appeals court has limited the authority of Insurance Commissioner Ricardo Lara to administratively expand the basic coverage provided by the state’ s property insurer of last resort, the ...

Learn how excess limits premiums offer coverage beyond basic liability limits in insurance contracts, including how they work, key benefits, and premium calculation.