When you're standing at the crossroads of credit, deciding whether to apply for your own credit card or become an authorized user on someone else's account, the choice might feel a bit like deciding ...

Building credit is a key step toward financial health and independence. Get started as an authorized user, try a rent reporting service or apply for a credit-builder loan. Many, or all, of the ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends ...

SALT LAKE CITY — It's a common credit building strategy — becoming an authorized user on someone else's credit card. Whether it's a parent, a spouse or that one ultra-financially responsible friend in ...

If you have a poor credit history, another easy way to increase your credit quickly is to become an authorized user on someone else’s account. Assuming the primary account holder pays the bill on time ...