Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.15%. On a 20-year mortgage refinance, the average rate is 6%.  Related: Compare Current Refinance Rates 30-Year Refinanc ...

The rate on a 30-year fixed refinance declined to 6.06% today, according to the Mortgage Research Center. Rates averaged 5.18% for a 15-year financed mortgage and 5.96% for a 20-year financed mortgage ...

Rising home values have led to significant equity gains over the past few years. As of 2025, homeowners hold an aggregate of over $30 trillion. A cash-out refinance allows you to tap into your home ...

The rate on a 30-year fixed refinance decreased to 6.4% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.36%. On a 20-year mortgage refinance, ...