Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Better's new "Better Forever" program lets repeat customers avoid origination fees on refinance loans. Incentives like this can save loyal borrowers money on fees, but other loan costs could offset ...

After years of elevated borrowing costs, homeowners finally began to see some relief in late 2025. The Federal Reserve's December rate cut, the third of the year, capped off a series of moves that ...

If you’re looking for better mortgage terms, loan modification and refinance can be viable options to improve your financial health. Financial struggles can happen to anyone, but homeowners have ...

Mortgage refinance rates have slipped at the start of October, giving homeowners a chance to rethink their payments. For months, many borrowers faced stubbornly high rates. But October begins with a ...

Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...

The decision to borrow from your accumulated home equity is dependent on multiple factors, not least of which is the borrowing environment. For instance, a cash-out refinance loan, in which homeowners ...