Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Better's new "Better Forever" program lets repeat customers avoid origination fees on refinance loans. Incentives like this can save loyal borrowers money on fees, but other loan costs could offset ...

After years of elevated borrowing costs, homeowners finally began to see some relief in late 2025. The Federal Reserve's December rate cut, the third of the year, capped off a series of moves that ...

Refinancing could be a smart financial move if you want to save money on your mortgage. It might help you lower your monthly payment, adjust your loan terms, lock in a better interest rate or tap into ...

With its lenient down payment and credit score requirements, an FHA loan can be an ideal starter mortgage. But if you’ve improved your credit and built up some equity in your home, you may be able to ...

Homeowners often use solar loans to finance their clean energy systems, but these loans don’t have to run the full eight to 20 years. Refinancing might make sense as your financial situation changes ...