‘I’m a 62-year-old single, divorced woman living paycheque to paycheque. Should I apply for CPP early?’

To be eligible for full CPP, you must have contributed the maximum amount from your paycheque for at least 39 years between ...

For those about to retire, is it better to start CPP in late 2025 or wait until 2026?

As the chart shows, his payback period is only 2.2 years if he starts to collect CPP in January, 2026, at age 69 and seven ...
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I’m 65, tired of working and have very little savings — is it possible to live off CPP alone? Yes, but you'll need to make these 3 big sacrifices

If your retirement plan is to live on CPP alone, you must be prepared to budget carefully and limit your spending on non-essential items. That could mean doing most or all of your cooking at home ...

Laid off at 52, no pension and $250,000 in RRSPs. Is retirement a pipe dream?

There is hope, but act strategically to survive unemployment and set yourself up for catching up on retirement saving ...

New CPP and OAS payments arrive this week. Here’s what Canadians need to know

Who gets pension payments? How much will Canadians get? When will it hit your bank account? All your questions, answered.
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The CPP ‘sweet spot’ age: Why 65 may be the worst time to claim

Most Canadians think age 65 is the natural time to start Canada Pension Plan (CPP) benefits. It’s the default and seen as the ...

Empty nesters wonder if they have saved enough to retire and when to take CPP and OAS

Their two adult children are independent and building their careers and the couple are ready to fully embrace their next ...