Using car insurance as an example, an excess is a standard amount that you need to pay when your insurer settles your claim.

Americans seem to be spending a little more on everything these days. And on auto insurance, they are spending a lot more. The average car insurance premium jumped by more than 20% over the past year, ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Car insurance companies offer discounts to help you save on your car insurance premiums Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | ...

Over the past few years, widespread flooding, wildfires, and violent storms have affected not only people’s homes but also their cars. Meanwhile, the number of crashes on U.S. roads has remained ...

Car insurance costs are calculated with complex formulas. Here’s what really affects your premium and what you can do to influence the final number Written By Written by Insurance Senior Editor, Buy ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Young drivers tend to pay car insurance premiums well above the average. This is because of their relative inexperience behind the wheel and the fact that ...

Gender often plays a role in how car insurance companies determine rates, which can impact transgender and nonbinary people. Learn key tips and factors that affect premiums beyond gender.

See how coverage, rates and quality compare in Missouri ...