Opening a new credit card in January could save you hundreds. Here's how to use your purchases to earn rewards or avoid ...

Dear Clever Credit, I'm seeing more and more debit cards popping up that offer rewards. Are they better than credit cards? Because if I can earn the same rewards without dinging my ...

Haupt is a health and wellness editor at TIME. Photo-Illustration by TIME (Source Images: Maryna Terletska—Getty Images, Nora Carol Photography/Getty Images, A. Martin UW Photography/Getty Images, ...