A life insurance policy may include more than just a death benefit. Some earn interest, referred to as cash value, that the policyholder can access while they're still alive. Typically a feature of ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Kimberly Lankford is an insurance staff writer at Buy Side. Edited By Written by Staff Deputy Editor, Buy Side Les Masterson is a staff Deputy Insurance Editor at Buy Side and has over 10 years of ...

When shopping for life insurance, you can typically choose between a term life insurance policy or a permanent life insurance policy. Permanent life insurance policies last a lifetime and commonly ...

Yes, whole life insurance is a type of permanent life insurance and includes a cash value account with a guaranteed minimum rate of growth. Can the cash value of my whole life insurance policy ...

Life insurance is an essential financial tool that provides protection and financial security to your loved ones in case of your death. By purchasing this type of policy, you're ensuring that your ...

This article is part of a series. Click here to read the previous articles. The next potential use for whole life insurance in lifetime financial planning is using the cash value as a volatility ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Advertising disclosure: When you use our links to explore or buy products we may earn a fee, but that in no way affects our editorial independence. Permanent life insurance will pay a death benefit no ...

Variable life insurance has level premiums, a cash value component and a death benefit. You decide how funds are invested in the market, which means you can have gains or losses. Variable life ...

If you no longer need your permanent life insurance policy, taking the cash surrender value may be an option. Many, or all, of the products featured on this page are from our advertising partners who ...