There’s a common misconception that if you check your credit reports from the three nationwide credit bureaus, you’ll also see your credit scores. Unfortunately, that isn’t true. Credit scores are not ...

When you apply for financing, like a credit card or loan, the lender that reviews your application is almost certain to check a copy of your credit report and credit score. With certain loans, like ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

A staggering 45% of small business owners don't know they have a business credit score, according to the Native American Dream Gap survey. Even more surprising—this number could be silently impacting ...

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

Alvin Byers is a consultant by day and "travel hacker" by night. After conquering a fear of flying, Alvin seeks any opportunity to get into the air to explore the world. As a married man and father to ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...