With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

* Possessing minimal or no credit history: "Living with parents or avoiding credit altogether may save money in the short ...

Soaring interest rates mean that you're likely paying more in loans and credit card interest. But you can lower those fees, saving hundreds or even thousands of dollars, simply by having a higher ...

Topping the list of consumer frustrations in the Tri-State are errors on our credit reports. 44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even ...

This article was paid for by USAA Bank. Establishing and maintaining a good credit score is an essential part of unlocking many financial opportunities in life, impacting everything from mortgage and ...

If your credit score is on the lower side, you could be paying a "subprime tax" that adds up to more than $100,000 over the course of your life, according to a Bankrate study. The study found that ...

Checking your credit report regularly and knowing how to interpret it is one of the smartest things you can do for your ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...