Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Dealing with debt issues can be overwhelming, especially if your debt has been turned over to a debt collector to deal with.

What collection debt looks like in America: A mid-year look In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. A collection account is a debt your ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...