Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Comprehensive auto insurance covers your vehicle’s repair or replacement costs if it’s stolen or damaged by a non-collision event. Find out the cost and coverage to determine if it's right for you ...

Collision insurance pays for repairs to your vehicle if you hit another car or object, such as a tree or guard rail. Comprehensive insurance pays for car theft and damage to your car caused by ...

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Learn how collision insurance covers car damage from accidents, its costs, and when to use it. Protect your vehicle against ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Liability-only insurance pays for injury and damage to others you're responsible for. In comparison, full-coverage policies cover both your liability and property damage to your own vehicle. When ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Learn what actual total loss means in insurance, how it’s valued, and its differences from constructive total loss for better decision-making in claims.

As long as you have comprehensive coverage, your car insurance should cover a stolen car, whether or not it’s found. Comprehensive insurance will also cover a stolen stereo, catalytic converter or ...