Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market. Often, a mortgage ...

Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They're eligible to be purchased by government-sponsored enterprises (GSEs) Fannie Mae and ...

Key Differences: Conforming vs. Non-conforming Loans There are different classifications of loans you can use to buy a home, and conforming and non-conforming loans are of the most common. A ...

Conventional and government-backed home loans are the most popular mortgage types, but many others may be a better option for you. While many people think of mortgages as a singular item, many types ...

If you're ready to buy anything from a starter home to your dream home, a conforming loan offers significant advantages for both borrowers and lenders. While you might need to meet additional criteria ...

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the ...

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically The thirst for financing created a boost in home loan volume in December. A closer look at ...