Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market. Often, a mortgage ...

Conforming loans are mortgages that meet the criteria set by the Federal Housing Finance Agency (FHFA). They're eligible to be purchased by government-sponsored enterprises (GSEs) Fannie Mae and ...

Key Differences: Conforming vs. Non-conforming Loans There are different classifications of loans you can use to buy a home, and conforming and non-conforming loans are of the most common. A ...

Conventional and government-backed home loans are the most popular mortgage types, but many others may be a better option for you. While many people think of mortgages as a singular item, many types ...

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically The thirst for financing created a boost in home loan volume in December. A closer look at ...

If you're ready to buy a home and want a regular or government-backed mortgage, it must be within conforming loan limits. You'll need a jumbo loan for properties that exceed conforming loan limits.

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the ...