Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

When you apply for a credit card, you’ll quickly know whether you’ve been approved or rejected. If your application is ‘pending’, it means the lender needs time to review it, which may take a few days ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...