Semi-Markov processes extend traditional Markov models by explicitly accounting for the time spent in each state before transitioning. This added temporal dimension is particularly valuable in credit ...

We are starting to see the conversation around sustainability getting a lot more attention when we speak about financial wellness. In prior schools of thought, ESG was a separate conversation. Now the ...

This study investigates carbon pricing-induced credit risk, the potential negative impact of carbon pricing on firms’ ability to meet their financial obligations. Applying a well-established credit ...

Between April 1, 2025 and December 31, 2025, PSBs sanctioned more than 3.96 lakh MSME loan applications under digital credit ...

Public sector banks sanction over ₹52,300 crore in MSME loans, transforming financing through a new digital credit assessment ...

Pulsar’s risk scoring engine integrates a diverse array of data points, synthesizing user-provided information with ...

As asset finance firms continue to drive growth, some will look to improve scalability of their credit function while others may look to expand into additional sub-verticals, lending against equipment ...

As the calendar turns to 2024, the financial environment underscores the growing prominence of the private credit sector, a niche drawing significant interest for its alternative investment potential.

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Preliminary Credit Assessment (PCA) to New England Indemnity Company (NEIC) (Bedford, NH) with a Financial Strength Assessment of A- pca ...

OLDWICK, N.J.--(BUSINESS WIRE)--AM Best has assigned a Preliminary Credit Assessment (PCA) to Sabal Specialty Insurance Company, Inc. (Sabal Specialty) (Delaware) with a Financial Strength Assessment ...

AM Best has assigned a Preliminary Credit Assessment (PCA) to Beazley Bermuda Insurance Limited (BBIL) (Bermuda) with a Financial Strength Assessment of A pca (Excellent) and a Long-Term Issuer Credit ...