Pagaya partners with lenders to underwrite some of the loans they don't want on their balance sheet. While PGY sells these loans, they keep some on their balance sheet. These loans, held for ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Last October Italy’s new right-wing prime minister, Giorgia Meloni, chose card fees as one of her early targets. Her quarrel was with charges levied on card payments that go to processors, networks ...

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Affirm Holdings shows potential with robust revenue growth but faces risks from high delinquency rates and regulatory changes impacting the BNPL market. AFRM's business model relies on interest income ...

Jim Droske, 55, still uses the first credit card he ever opened: A Chase Sapphire Preferred® Card that he applied for in 1984 on campus at The University of Illinois at Chicago in exchange for a free ...

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