Here's who qualifies for credit card debt forgiveness in 2026

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

When a credit card balance transfer helps—and when it makes things worse

Moving debt to a lower-interest card can buy you time and money. Used casually, it can also keep you stuck in a loop of minimum payments and mounting stress.
Stacker on MSN

How to negotiate your credit card debt

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...
Mid-Day

Understanding the Cost Components of Credit Card Transactions

Master credit card costs to gain financial control. Learn how interest, transaction fees, and annual charges work to maximize ...
Stacker on MSN

How credit card limits work, and why they’re risky

Accredited Debt Relief reports that higher credit card limits can lead to overspending and increased debt; managing limits ...

My mom opened a credit card in my name with my permission, and now there's a $40K balance she can't pay. Who's responsible and what happens next?

Consent to borrow money doesn't change legal responsibility.

Paying Only the Minimum on $5,000 in Credit Card Debt Could Take Decades to Clear

Americans collectively owe $1.233 trillion in credit card debt, with nearly half of all cardholders carrying balances month ...
U.S. News & World Report

Line of Credit vs. Credit Card: How They Compare and When to Use Each

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.