Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Nearly 40% of cardholders in the U.S. have maxed out a credit card or come close to doing so, according to Bankrate's October credit utilization survey. But carrying that balance from month to month ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

When you view your credit score, you're likely to see a different three-digit number depending on whether you checked your score online, on your banking app or via another means. Although you have ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

According to Manish Shara, co-founder and chief executive officer at fintech platform ZET, a healthy credit score is not ...

New credit scoring models rolling out across the mortgage industry could dramatically expand the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Renters make up more than a third of the U.S. population. But when it comes to building wealth and credit, they're often locked out. Not only are renters unable to accrue home equity, but because ...

Consistency matters more than almost anything else. Late or missed payments quickly lower scores and stay on your record for years. Standard Bank advises setting up automatic debit orders and paying ...