For millions of us, relief from credit card debt feels unobtainable. So when an offer comes in the mail offering credit card forgiveness, you might be eager to jump on it. Credit card balances have ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Working with a credit repair company could provide some much-needed relief if you’re struggling with significant credit issues. Credit repair companies can identify and remove inaccurate or incomplete ...

Why we chose this company: Credit Saint is best for clear pricing policies and comprehensive package options.

Credit repair usually gets framed around results. Scores go up. Errors come off. Reports look cleaner. That focus makes sense when your credit is blocking real opportunities. But long before any ...

Customers charged illegal fees by two of the largest credit repair firms will soon see a refund check, the Consumer Financial Protection Bureau announced Thursday. The CFPB says it will distribute ...

When it comes to debt relief, you don’t have to pay for help. Here’s how to negotiate with creditors and make a plan to pay. “My goal was to really get my business out there, but then I realized I ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

If you’re one of the credit bureaus, or the people who sell their reports, you’ll swear that it’s a complete sham. If you’re a lender, you either love it or hate it, depending on your past experiences ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

WASHINGTON - JUNE 12: CFPB Director Rohit Chopra testifies during the Senate Banking, Housing and Urban Affairs Committee hearing on Wednesday, June 12, 2024. (Bill Clark/CQ-Roll Call, Inc via Getty ...