Credit repair companies can review your credit report for inaccuracies and dispute them with the reporting agencies. Although you can repair your credit yourself, hiring a credit repair service can be ...

Working with a credit repair company could provide some much-needed relief if you’re struggling with significant credit issues. Credit repair companies can identify and remove inaccurate or incomplete ...

Customers charged illegal fees by two of the largest credit repair firms will soon see a refund check, the Consumer Financial Protection Bureau announced Thursday. The CFPB says it will distribute ...

The information found in a consumer’s credit report can have a considerable impact on their housing security, professional prospects and financial trajectory. This makes accurate credit reporting ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

WASHINGTON - JUNE 12: CFPB Director Rohit Chopra testifies during the Senate Banking, Housing and Urban Affairs Committee hearing on Wednesday, June 12, 2024. (Bill Clark/CQ-Roll Call, Inc via Getty ...

The Credit Repair Organizations Act regulates companies that perform credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices. Credit repair ...

If you’re one of the credit bureaus, or the people who sell their reports, you’ll swear that it’s a complete sham. If you’re a lender, you either love it or hate it, depending on your past experiences ...

When it comes to debt relief, you don’t have to pay for help. Here’s how to negotiate with creditors and make a plan to pay. “My goal was to really get my business out there, but then I realized I ...

In the recent American Banker article, "Surge in credit report lawsuits has banks, credit agencies scrambling," several industry representatives claim that the spike in complaints and lawsuits against ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...