Did you know that a good credit score is a powerful tool to help you get ahead financially? Repairing credit is necessary to take control of your finances and access better financial products. Whether ...

When it comes to repairing your credit, any offer that requires an upfront payment before delivering services is a red flag and against the law. Scammers know people are desperate to improve their ...

Promises of reduced debt, low-interest loans and magical fixes to your credit score that are arriving in the mailbox or email box are tempting but be aware of the difference and know which is the best ...

When it comes to debt relief, you don’t have to pay for help. Here’s how to negotiate with creditors and make a plan to pay. “My goal was to really get my business out there, but then I realized I ...

There are steps entrepreneurs can consider that may help their credit score (or at least not negatively impact it).

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

In today’s financial world, having a good credit score is more than just important—it’s essential. Whether you want to apply for a personal loan, get a new credit card, or secure a big investment, a ...

When you get help from a credit repair company, they do things you could do independently. They talk to credit bureaus and companies to change or remove stuff from your credit report to make it more ...

Your credit scores don’t care if you’re married — but how you and your love manage your finances can make or break your individual credit histories. Whether you’re a newlywed couple or you’ve been ...

The term credit repair broadly refers to improving an individual's credit score. Often, this involves contacting credit bureaus to dispute damaging, inaccurate information on credit reports. For a fee ...

Don't be afraid of an annual fee. Explore your balance transfer options. Try paying your bill more than once a month. Many people overlook valuable credit card perks and strategies that could save ...