A pandemic-era program allowing consumers to access free weekly credit reports is now permanent thanks to a decision by the three major credit reporting agencies to boost the credit health of US ...

Identity theft can strike anyone at any time, which is why experts say checking your credit report regularly is essential.

The nation’s three largest credit bureaus—Equifax, Experian, and TransUnion—said this week that they would make permanent consumers’ access to free, weekly credit reports via AnnualCreditReport.com, ...

Credit checks are not allowed in some areas. States where employer credit checks are not allowed or are only allowed in a limited capacity include California, Colorado, Hawaii, Illinois, Maryland, ...

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A delinquency on your credit report indicates a payment that's been late for 30 days or more. This is one of the last things you want to have in your credit history as it can cause significant and ...

Fraud alerts and credit freezes help protect you from identity theft, either by alerting creditors to take extra steps to verify your identity or by hiding your credit report from potential creditors.

Applied for a credit card or an auto loan? Then you’re likely familiar with these two words — credit report. You may be asking, “What is a credit report?” and wondering what bearing it has on your ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Answer: Report the crime to your local police and file an identity theft complaint with the Federal Trade Commission at ...