Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying ...

Viral credit score hack puts consumers at risk of jail, FTC warns - ‘The truth is, credit repair companies can’t legally ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...