Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

We write stories that make you richer. Take a second right now: Follow us and get tips that will change your life. Many people assume their credit score is a broad measure of financial responsibility.

The standard advice for building credit is simple: pay your credit card bill in full by the due date each month. But a Chicago mortgage broker argues that this timing leaves money on the table—and can ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

Your credit score can impact everything from the rate you get on a mortgage to whether or not you qualify for a credit card. But most people have no idea how their credit score stacks up against ...

Most people know a good credit score can unlock better loan rates. But when your score hits 750 or higher, that's when the real magic happens. Think of it like entering the VIP section of your ...