FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use BNPL data from Equifax to help lenders better predict repayment behavior.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

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A good credit score is one of the pre-requisites for obtaining a loan. The credit score is mainly dependent on your credit ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...