The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

FICO is launching two new credit scores that include Buy Now, Pay Later (BNPL) loans for the first time. The new scores use BNPL data from Equifax to help lenders better predict repayment behavior.

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

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NEWYou can now listen to Fox News articles! You've worked hard, saved smart, and now it's time to enjoy your retirement years. But here's the catch: your credit score still matters, even when you're ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: My wife and I have excellent credit, pay our credit cards in full each month before the due date, and ...

Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...