Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

While the Consumer Financial Protection Bureau (CFPB) revised its 2015 estimate down to 7M credit invisible Americans by 2020 ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Younger credit card users are unlikely to achieve a perfect 850 credit score — even with the best credit usage habits, credit expert John Ulzheimer tells CNBC Make it. That's because the length of ...

Various sources estimate that around 10% of Australians have a poor credit score. It is perhaps not surprising, given the ...

There are steps entrepreneurs can consider that may help their credit score (or at least not negatively impact it).

Californians, on average, have “good” credit scores. To compare California’s bill-paying habits with those of other states, my trusty spreadsheet analyzed two rankings of credit scores. These are the ...

Learn how to accurately quantify credit risk with key measures such as probability of default, loss given default, and exposure at default for informed lending.

Credit builder cards are designed to help kick off – or grow – a credit score. This is the measure lenders use when deciding whether or not to grant a loan or credit card, and at what interest rate.