Americans with a credit score of 620 or below pay what Bankrate calls a "subprime tax" that amounts to $3,400 per year, according to its new report. The "subprime tax" comes in the form of higher ...

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...

The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

SAN ANTONIO--(BUSINESS WIRE)--Nearly half of Gen Zers (45%) lack a good understanding of the factors that affect their credit score, with roughly 1 in 5 (18%) having never checked their credit score ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...