Credit scores can change daily, for several reasons. Here’s why you might see your credit score drop and why you shouldn’t panic if you do. Many or all of the products on this page are from partners ...

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

The definition of bad credit can vary from one lender to another. Each lender or credit card issuer sets its own guidelines that determine what credit scores are high enough to qualify for financing ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Some card details on this page may be out of date. You might have heard about the importance of having a good credit score. But if you aren’t applying for a mortgage, does it really matter if your ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

In July 2023, Kelley Blue Book cited figures from the Federal Reserve’s Survey of Consumer Expectations Credit Access Survey that showed that more than 14% of car loan applicants were rejected over 12 ...

A credit report dispute is a formal process that allows credit account holders to rectify mistakes and inaccuracies in their credit reports. Since lending institutions and banks depend heavily on ...

Your credit history can impact how much you pay for insurance. Many of the same factors that determine your credit score are used to calculate your insurance score, a three-digit number providers use ...