Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

CNN Underscored reviews financial products based on their overall value. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Call to Select readers: Have you found a mistake on your credit report that's affected your credit score or not been able to get a credit card or secure a loan because of a poor credit score? Reach ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...