Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

A credit report dispute is simply a request for correction of information that you believe is wrong. Credit bureaus collect ...

A poor credit report can quietly hinder career opportunities. While fewer employers are now checking credit histories, many ...

A great time to request a credit limit increase is when your credit score moves FICO score ranges. For example, if you go ...