A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

It likely won’t surprise you to learn that 95% of companies perform background checks on potential employees. What may come as a shock, though, is that 16% also conduct credit checks on all job ...

Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Lenders use updated income to reassess risk. If you don’t respond, they may assume your finances worsened and cut your credit ...

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

A credit freeze is an anti-fraud measure in which a credit bureau refrains from sharing a consumer’s credit report with any ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Up until now, buy now, pay later loans have been notoriously difficult to track. Because BNPL lenders generally don't report to the major credit reporting companies, it's hard to know exactly how much ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.