The truth is, credit repair companies can’t legally remove information from your credit report if it’s accurate and current,’ ...

Credit One Bank reports that a survey reveals 50% of U.S. consumers misunderstand credit scores, impacting financial ...

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own score.

When it comes to credit reports and credit scores, you’ve probably heard a lot of advice over the years. And while you might know that financial professionals recommend working to establish good ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.