Opinion

AI Is Coming For Your Credit Score: Is It Good For Consumers?

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

What Is a Credit Score?

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Here's what happens when your credit score reaches 850

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

Here's Why Your Credit Score Dropped Even Though You Paid Everything on Time

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.
CNBC

Credit score average is ‘pretty healthy,’ VantageScore CEO says — but high earners are masking signs of financial distress

The average VantageScore credit score was 701 in October, within a scale of 300 to 850. That's steady from a month earlier, and down just one point from October 2024. VantageScore CEO Silvio Tavares ...

Here's the Average Credit Score of Americans in Their 50s (How Do You Compare?)

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

I’m inheriting $250K. Will paying off my student loans and credit-card debt hurt my credit score?

“The money is coming from the proceeds of the sale of a family home.” ...

Is it better to pay off collections or let them go?

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Can You Use Your U.S. Credit Score Internationally?

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...

What Is a Good Credit Score?

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...