The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

An 850 credit score is the highest possible score in both the VantageScore® and FICO® models, with scores generally ranging from 300 to 850. Achieving this score is rare but not impossible, signifying ...

Your credit score is one of the most important numbers in your financial life, yet it remains a mystery to many. To find out what people really know about their credit, Credit One Bank conducted a ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad ...

The holiday season makes it easy for people to lose track of bills and how much they're spending. If your credit score drops, it could be a sign you are utilizing too much of your available credit.

In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

Like any form of debt, student loans have the potential to affect your credit either positively or negatively. Many Americans have had the latter occur in recent months as student loan payments resume ...