The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

PHOENIX, AZ, May 29, 2025 (EZ Newswire) -- A new wave of AI-powered credit engines is changing the game for how Americans take control of their financial health. Platforms like Dovly AI, opens new tab ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing [1], used by lenders to judge how well an individual can pay ...

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

An 850 credit score is the highest possible score in both the VantageScore® and FICO® models, with scores generally ranging from 300 to 850. Achieving this score is rare but not impossible, signifying ...

Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad ...

Learn how to accurately quantify credit risk with key measures such as probability of default, loss given default, and exposure at default for informed lending.

Discover the minimum credit score you need to get a HELOC. Home equity lines of credit let you borrow against your home’s equity. You can use these financial products to consolidate debt, pay for a ...

Your credit score is one of the most important numbers in your financial life, yet it remains a mystery to many. To find out what people really know about their credit, Credit One Bank conducted a ...