Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

From lower gas prices to potentially larger tax refunds, consumers have some glimmers of hope on the money front in 2026.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

As the “buy now, pay later” trend becomes more popular, it is having a greater impact on traditional lending and credit scores. If you are not familiar, buy now, pay later (BNPL) is a type of ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

Budget 2026: You pay rent every month, yet banks say, "You have no credit history." What is the biggest expense for an ...

A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

According to Manish Shara, co-founder and chief executive officer at fintech platform ZET, a healthy credit score is not ...

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Learn how credit reports can influence hiring decisions, who is affected, and steps you can take to protect your job ...

If you've recently paid off a loan or cleared your credit card balance, you no longer have to wait months for your credit score to improve. New regulations from the Reserve Bank of India (RBI) have ...