I frequently get questions from consumers wanting to understand what credit information in their credit report is most important or most heavily weighted in the calculation of their credit score. Each ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Your credit history can impact how much you pay for insurance. Many of the same factors that determine your credit score are used to calculate your insurance score, a three-digit number providers use ...

Mortgage lenders weigh your credit score heavily when deciding whether to approve your application and what rate to offer you. Your credit score is a three-digit number that can range from 300 to 850.

You don’t start with a credit score at all. That’s right — if you’ve never had a credit account reported to the major credit bureaus, you don’t have a score yet. Credit scores aren’t automatic, ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Knowing where you stand is easy, harmless, and usually free Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and services and ...

Having credit problems can be an extreme source of stress. So, if you’re currently struggling with credit issues, it’s natural to want to know where your credit score stands — or, put another way, ...

Despite scores differing heavily, no state falls below a 'good' rating Ward Williams is a former Editor for Investopedia focused on student loans and other financial products and services. He has over ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

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